Lucky100 Terms and Conditions — Pakistan Online Gaming Platform Rules

These Terms and Conditions ("Terms") constitute the complete and binding legal agreement between you ("Player", "User", "you") and Lucky100 ("the Platform", "we", "us", "our") regarding your use of lucky100.click and all associated services, including sports betting, casino games, card games, virtual sports, esports betting, and all other gaming products offered through the platform.

By accessing Lucky100, creating an account, making a deposit, or placing a bet, you confirm that you have read, understood, and agreed to be bound by these Terms in their entirety. If you do not agree with any part of these Terms, you must not use the Lucky100 platform.

These Terms should be read alongside our Privacy Policy and our Responsible Gaming Policy, both of which are incorporated into this agreement by reference. In the event of any conflict between these Terms and any promotional or bonus-specific terms, the promotional terms apply only to the specific promotion they describe — for everything else, these Terms take precedence.

Lucky100 is an 18+ platform. You must be at least eighteen (18) years of age to register an account, make any deposit, or place any bet. By registering, you confirm that you meet this age requirement. Lucky100 takes underage access seriously and will request age verification documents from any player where there is a reasonable basis to question their eligibility.

Age verification may be requested at registration, before processing your first withdrawal, or at any time Lucky100 deems appropriate. Acceptable documents include a valid CNIC (Computerised National Identity Card), passport, or other government-issued identification. If you cannot verify your age, Lucky100 reserves the right to suspend your account and withhold any pending withdrawals pending satisfactory verification.

Employees of Lucky100, its technology partners, payment processors, and immediate family members of such employees are not permitted to hold player accounts or participate in promotions on the Lucky100 platform.

Each individual may hold only one (1) Lucky100 account. Creating duplicate, multiple, or shared accounts is strictly prohibited and will result in the suspension of all associated accounts and the forfeiture of any balances held across them. Lucky100 uses technical measures to detect duplicate accounts.

When registering, you must provide accurate, complete, and truthful information. This includes your legal name (as it appears on your CNIC or passport), a valid and accessible email address, and a working Pakistani mobile number. You are responsible for keeping your account information current — if your contact details change, update them promptly through your Lucky100 account settings.

• You must not share your Lucky100 account credentials with any other person.
• You are fully responsible for all activity conducted through your account, including bets placed and transactions made.
• If you believe your account has been accessed by an unauthorised person, contact Lucky100 support immediately.
• Lucky100 reserves the right to request additional identity or payment verification at any time, including before processing withdrawals.

Lucky100 treats account security seriously. We recommend using a strong, unique password and enabling any available two-factor authentication on your account. Do not access your Lucky100 account on shared or public devices.

All deposits and transactions on Lucky100 are conducted in Pakistani Rupees (PKR). No currency conversion is required or applied. The current accepted deposit methods are:

You may only deposit using payment methods registered in your own name. Deposits from third-party accounts — whether a family member's Easypaisa, someone else's bank account, or any other arrangement — are strictly prohibited. Any deposit identified as originating from a third-party source will be reversed and the corresponding account may be suspended pending investigation.

Lucky100 does not accept cryptocurrency deposits or withdrawals. All transactions must be in PKR through the listed methods above. Lucky100 reserves the right to add, modify or remove payment methods at any time — the current list is always visible in your account's Cashier section.

Lucky100 processes withdrawal requests promptly. Standard Easypaisa and JazzCash withdrawals typically complete within 15 minutes of approval. NayaPay and SadaPay withdrawals are similarly fast. IBFT bank transfers may take longer depending on your bank. The minimum withdrawal amount is Rs 500.

Withdrawals will only be processed to a payment method registered in your own name that matches the identity on your Lucky100 account. You cannot withdraw to a different person's account, a different mobile number than the one registered, or any payment method not linked to your verified identity.

• Lucky100 does not charge withdrawal fees on standard amounts.
• Withdrawal requests for amounts over Rs 100,000 may require additional identity verification before processing.
• Lucky100 reserves the right to conduct enhanced due diligence on large withdrawals, including requesting source-of-funds documentation.
• Any balance derived from a disputed transaction, suspected fraudulent activity, or a system error may be withheld pending investigation.
• In the event that a withdrawal is requested before the wagering requirement on a bonus has been satisfied, the bonus and related winnings may be forfeited before the withdrawal is processed.

Bets placed on Lucky100 are final once confirmed. You cannot cancel, amend, or withdraw a bet after it has been accepted by the platform. Please review your bet slip carefully before confirming. Lucky100 is not responsible for errors made by players during the bet placement process, including incorrect selections or stake amounts.

Lucky100 reserves the right to void any bet in the following circumstances:

• Where a clear pricing error has occurred (for example, an odds display error or system fault resulting in grossly incorrect odds).
• Where the event is cancelled, postponed beyond the defined settlement window, or abandoned before sufficient play has occurred per the specific sport's rules.
• Where Lucky100 has reasonable evidence that the outcome was fixed or that the player had foreknowledge of a corrupt result.
• Where the bet was placed after the event's designated close time, regardless of the technical acceptance of the bet slip.
• Where the bet was placed using funds that are subsequently identified as fraudulently deposited.

Minimum and maximum bet amounts apply to all markets and are displayed in the relevant sport or game section before bet placement. Minimum bet across all Lucky100 categories is Rs 100. Maximum bets vary by sport, market, and event and may be adjusted by Lucky100 at its discretion, including for individual player accounts where unusual or suspicious betting patterns are identified.

In-play (live) betting markets are offered subject to data feed availability. Lucky100 may suspend in-play markets temporarily without notice, particularly during disruptions to the live data feed. Any bets accepted during a suspension that resulted from a system error may be voided.

Lucky100 offers various bonuses and promotions including welcome bonuses, deposit match bonuses, free bets, cashback offers, and loyalty rewards. Each promotion operates under its own specific terms, which are communicated clearly at the time of the offer. The general rules below apply to all Lucky100 bonuses unless a specific promotion's terms state otherwise.

• One bonus per player: Each promotion is available once per player, per household, and per payment method. Attempting to claim a bonus multiple times through multiple accounts will result in account suspension.
• Wagering requirements: Bonuses are subject to wagering requirements before any associated winnings can be withdrawn. The specific multiplier is stated in each promotion's terms (for example, 15x on virtual sports or 25x on baccarat).
• Eligibility: Bonuses are only available to players who have completed account verification. Unverified accounts cannot claim or activate promotional credits.
• Expiry: All bonuses and the wagering requirements attached to them expire within the timeframe stated in the specific promotion. Expired bonuses are removed from your account automatically.
• Game contributions: Not all games contribute equally to bonus wagering requirements. Sports bets on markets with odds of 1.50 or higher typically contribute 100%. Baccarat, card games and virtual sports contribution rates are specified in each promotion's terms.
• Bonus abuse: Lucky100 reserves the right to withhold, cancel, or reverse any bonus payment where evidence of systematic bonus abuse is identified. This includes, but is not limited to, using low-risk or arbitrage betting strategies specifically designed to extract bonus value rather than for genuine entertainment.

Lucky100 reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice. Players who have already activated a specific bonus will not be affected by retrospective changes to that bonus's terms.

Lucky100 is committed to maintaining a fair gaming environment for all players. Any attempt to gain an unfair advantage through technical manipulation, exploitation of software errors, collusion with other players, or any other fraudulent means is strictly prohibited.

Lucky100 actively monitors for the following activities, and accounts found to be engaged in them will be suspended and all balances forfeited:

• Placing bets using information known not to be available to the general public (inside information).
• Coordinating bets across multiple accounts to exploit promotional offers or bonuses.
• Using automated betting software, bots, or scripts to place bets without direct human interaction.
• Depositing funds from payment methods that are not registered in the player's own name.
• Submitting fraudulent identity documents or misrepresenting your identity during verification.
• Attempting to exploit pricing errors, system faults, or data delays to gain an undue betting advantage.

Lucky100 cooperates fully with law enforcement agencies and financial regulators where required. In cases of suspected money laundering or financial fraud, Lucky100 will suspend the relevant account, retain the balance, and report the matter to the appropriate authorities without prior notice to the player.

Lucky100 is an 18+ platform designed for entertainment. We take our responsibility to player wellbeing seriously. The platform provides a range of responsible gaming tools available directly from your account settings, including:

• Deposit limits: Daily, weekly, and monthly deposit caps that you set yourself.
• Loss limits: Limits on how much you can lose within a defined period.
• Session time reminders: Alerts after a set amount of time spent on the platform.
• Cool-off periods: Temporary self-exclusions from 24 hours up to six weeks.
• Self-exclusion: Permanent or long-term exclusion from the Lucky100 platform.

If gambling is causing you or someone you know financial or personal difficulty, please use these tools and seek support. Lucky100 will never pressure a player to remain active or reverse a self-exclusion decision. Once self-exclusion is activated, it takes immediate effect and cannot be reversed during the chosen exclusion period.

Lucky100 reserves the right to suspend, restrict, or close any player account at its discretion, with or without prior notice, in any of the following circumstances:

• Breach of any provision of these Terms and Conditions.
• Failure to complete identity or age verification within a reasonable timeframe following a request.
• Evidence or reasonable suspicion of fraudulent activity, match-fixing, or money laundering.
• Multiple account creation or sharing an account with another individual.
• Threatening, abusive, or harassing conduct directed at Lucky100 staff or other players.
• A request by the player for self-exclusion under the Responsible Gaming policy.
• A legal or regulatory instruction requiring account closure.

Where an account is closed for reasons other than fraud, any verified balance at the time of closure will be returned to the player via their registered payment method, net of any pending wagering requirements on active bonuses. Where closure is related to fraud or Terms breach, Lucky100 reserves the right to withhold the balance pending investigation.

Players may request voluntary account closure at any time by contacting Lucky100 support. Voluntary closure requests are processed within 48 hours and a confirmation is sent to your registered email address.

All content on the Lucky100 platform — including but not limited to the Lucky100 brand name, logo, site design, graphics, game interfaces, software, text content, and promotional materials — is the exclusive property of Lucky100 or its licensed content providers. This content is protected by applicable intellectual property law.

Players are granted a limited, non-exclusive, non-transferable licence to access and use the Lucky100 platform solely for personal entertainment purposes. This licence does not include any right to copy, reproduce, republish, distribute, modify, or commercially exploit any part of the Lucky100 platform without express written consent from Lucky100.

Lucky100 provides the platform "as available" and makes no warranty that the platform will be uninterrupted, error-free, or free from technical defects at all times. Planned maintenance windows will be communicated in advance where possible. Emergency maintenance may occur without notice.

Lucky100's total liability to any individual player in connection with their use of the platform will not exceed the total net deposits made by that player in the twelve months immediately preceding the relevant event giving rise to the claim.

Lucky100 is not liable for any loss of profit, loss of enjoyment, loss of data, or any indirect or consequential losses arising from use of — or inability to use — the platform, even where Lucky100 has been advised of the possibility of such losses. This limitation does not affect any statutory rights you may have as a consumer under applicable law.

Lucky100 collects and processes personal data in accordance with our Privacy Policy. By registering for an account, you consent to Lucky100 collecting your name, contact details, payment information, and account activity data for the purposes of operating your account, processing transactions, preventing fraud, complying with legal obligations, and improving the platform.

Lucky100 does not sell or share your personal data with third parties for marketing purposes. Data may be shared with payment processors, identity verification services, and regulatory bodies only to the extent necessary to provide the Lucky100 service and meet legal obligations.

You have the right to request access to your personal data, to request corrections, and to request deletion of your data where Lucky100 has no ongoing legal obligation to retain it. Submit such requests to our support team. Full details are available in our Privacy Policy.

Lucky100 reviews these Terms and Conditions periodically and updates them when necessary. Changes may be made to reflect updates to the platform's product offering, changes in applicable law, improvements to clarity, or other operational requirements.

When changes are made, the updated Terms will be published on this page with an updated "Last updated" date. For material changes — those that significantly affect player rights or obligations — Lucky100 will notify registered players by email to their registered address and/or via a platform notification at least seven days before the changes take effect.

If you disagree with any material change to the Terms, you may close your account and request a withdrawal of your balance before the changes take effect. Continuing to use the Lucky100 platform after the effective date of any change constitutes your acceptance of the updated Terms.

If you have any questions about these Terms and Conditions or any other aspect of the Lucky100 platform, please contact our support team:

• Email: support@lucky100.click
• Live Chat: Available 24/7 through your Lucky100 account
• Response Time: Most queries resolved within 2 hours

For account-specific queries — including withdrawal status, verification documents, or bonus enquiries — please have your Lucky100 account username and registered mobile number ready when you contact support. This helps us verify your identity quickly and resolve your query without delay.